pToday's Mortgage Rates

These are Owner Occupied Property Rates with a 740+ FICO score, < 75%

Loan to Value - No cash out Refinance. Loan amounts of $150,000-$417,000

9/1/2010 10:16:28 AM

30 Year Fixed Conforming 1st Mortgage

Interest only option available for 1st 10 years - Call for Pricing

Interest Rate	Origination Fee	Discount Points	APR
3.875%	0.000%	2.125%	4.103%
4.000%	0.000%	1.500%	4.168%
4.125%	0.000%	1.000%	4.246%
4.250%	0.000%	0.750%	4.347%
4.375%	0.000%	0.000%	4.401%
4.500%	0.000%	-0.375%	4.500%

15 Year Fixed Conforming 1st Mortgage

Interest Rate	Origination Fee	Discount Points	APR
3.750%	0.000%	0.500%	3.872%
3.875%	0.000%	0.000%	3.918%
4.000%	0.000%	-0.375%	4.000%
4.125%	0.000%	-0.625%	4.125%

3/1 ARM 1st Mortgage ARM Info

Interest Rate	Origination Fee	Discount Points	APR
2.875%	0.000%	2.125%	3.129%
3.125%	0.000%	1.625%	3.332%
3.250%	0.000%	1.250%	3.422%

5/1 ARM 1st Mortgage ARM Info

Interest Rate	Origination Fee	Discount Points	APR
2.875%	0.000%	2.125%	3.455%
3.000%	0.000%	1.750%	3.489%
3.125%	0.000%	1.375%	3.524%
3.250%	0.000%	1.000%	3.558%

7/1 ARM 1st Mortgage ARM Info

Interest Rate	Origination Fee	Discount Points	APR
3.250%	0.000%	1.875%	3.454%
3.375%	0.000%	1.375%	3.532%
3.500%	0.000%	1.000%	3.621%
3.625%	0.000%	0.625%	3.710%
3.750%	0.000%	0.250%	3.800%

Rates are based on 30 day lock to funding.

Rates and points are based on $150,000-$417,000 loan amount originated on internet - * add .250% discount for loans $75,000 - $149,950 * add 1% discount for loans $50,000- $74,950. Cash out over 70% loan to value - add .500% to discount. All rates based on 720+ credit score. Loans may have other pricing adjustments based on loan to value and credit score - please call. Escrow account waiver is available on all loans for a .25% escrow waiver fee - subject to loan to value limitations and underwriter approval. ** Rates subject to change at any time without notice. All loans subject to underwriter approval.

For Jumbo and 2nd Mortgage Rates

Please call 303-466-3562 or Toll Free @ 1-866-466-3012