pToday's Mortgage Rates

These are Owner Occupied Property Rates with a 740+ FICO score, < 75%

Loan to Value - No cash out Refinance. Loan amounts of $150,000-$417,000


3/10/2010 7:59:15 AM Closing Costs

15 Year Fixed Conforming 1st Mortgage
 
Interest Rate Origination Fee Discount Points APR
4.000% 0.000% 1.125% 4.222%
4.125% 0.000% 0.750% 4.287%
4.250% 0.000% 0.125% 4.313%
4.375% 0.000% -0.500% 4.375%
4.500% 0.000% -0.750% 4.500%

 

30 Year Fixed Conforming 1st Mortgage
Interest only option available for 1st 10 years - Call for Pricing
 
Interest Rate Origination Fee Discount Points APR
4.500% 0.000% 2.500% 4.764%
4.625% 0.000% 2.000% 4.841%
4.750% 0.000% 1.125% 4.883%
4.875% 0.000% 0.375% 4.937%
4.990% 0.000% 0.000% 5.016%
5.125% 0.000% -0.500% 5.125%

 

3/1 ARM 1st Mortgage ARM Info
 
Interest Rate Origination Fee Discount Points APR
3.500% 0.000% 0.500% 3.602%
3.750% 0.000% 0.000% 3.806%
3.875% 0.000% -0.250% 3.908%

 

5/1 ARM 1st Mortgage  ARM Info
 
Interest Rate Origination Fee Discount Points APR
3.500% 0.000% 0.375% 3.657%
3.625% 0.000% 0.000% 3.691%
3.750% 0.000% -0.250% 3.756%
3.875% 0.000% -0.750% 3.875%

 

7/1 ARM 1st Mortgage  ARM Info
 
Interest Rate Origination Fee Discount Points APR
3.750% 0.000% 1.375% 3.907%
3.875% 0.000% 1.000% 3.996%
4.000% 0.000% 0.625% 4.085%
4.125% 0.000% 0.250% 4.175%
4.250% 0.000% -0.250% 4.252%


Rates are based on 30 day lock to funding.

Rates and points are based on $150,000-$417,000 loan amount originated on internet - * add .250% discount for loans $75,000 - $174,950 * add 1% discount for loans $50,000- $74,950. Cash out over 70% loan to value - add .500% to discount. All rates based on 720+ credit score. Loans may have other pricing adjustments based on loan to value and credit score - please call. Escrow account waiver is available on all loans for a .25% escrow waiver fee - subject to loan to value limitations and underwriter approval. ** Rates subject to change at any time without notice. All loans subject to underwriter approval.
For Jumbo and 2nd Mortgage Rates
Please call 303-466-3562  or Toll Free @ 1-866-466-3012

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